Banking Awareness MCQs Part 18

 Banking Awareness MCQs Part 18 

 

1. The fintech NBFCs should have less than ______ percentage of non-performing assets to be eligible for funding assistance.
1) 15%
2) 9%
3) 4%
4) 8%
5) 11%


2. The Reserve Bank of India has introduced the changes in the Credit Authorisation Scheme of Credit based on the recommendation of _______.
1) Sivaraman Committee
2) Siddiqui Committee
3) Narasimham Committee
4) Chakravarty Committee
5) Vaghul Committee


3.What is the maximum FDI limit in the Small Finance Banks?
1) 35%
2) 51%
3) 100%
4) 74%
5) 49%


4. Interest Rates are the rates that banks offer to their depositors. Which among the following is NOT a factor for determining the interest rates?
1) Government borrowings
2) Supply of Money
3) Current Account Deficit
4) Demand for Money
5) Inflation Rate


5. Index of Eight Core Industries doesn’t measure the performance of _______.
1) Coal
2) Iron
3) Cement
4) Fertilizer
5) Electricity

6. EPFO is likely to appoint ______ as fund managers.
1) SBI MF
2) HSBC AMC
3) UTI AMC
4) Only B&C
5) All of the above


7. Cash Reserve Ratio is maintained as a percentage of which of the following measures?
1) Adjusted Net Bank Credit
2) Off-Balance Sheet Exposure
3) Net Capital Reserve
4) Net Demand and Time Liability
5) Depository Liquidity Proportion


8. Which of the following statements in context of Treasury Bills is not correct?
1) They are issued by RBI
2) They have a maximum maturity of a 365 days
3) They are issued when the government need money for a shorter period
4) They are zero coupon securities and pay no interest
5) None of the above


9. As per the RBI guidelines, which among the following categories of loans could NOT be priced without reference to Base Rate?
1) DRI advances
2) Loans to retired bank employees
3) Education Loan
4) Loans to banks’ depositors against the collateral property
5) Both (a) and (d)
correct option : 3

10. National Securities Depository Limited was established in which year?
1) 1990
2) 1994
3) 1992
4) 1996
5) 1998