Banking Awareness MCQs Part 33

1. Foreign Institutional Investors must register with which of the following organizations in India to participate in the market?
1) NHB
2) RBI
3) SEBI
4) SIDBI
5) IRDAI


2. Atal Pension Yojana was introduced for which of the following sectors by the government?
1) Normal Sector
2) Informal Sector
3) Formal Sector
4) Organized sector
5) Unorganized sector


3. Which of the following type of risk is defined when a bank may not be able to undertake profitable business opportunities when it arises?
1) Funding Risk
2) Interest Risk
3) Time Risk
4) Call Risk
5) Structural Risk


4. Which among the following is called as State Development Loans?
1) Promissory notes
2) Dated Securities
3) Treasury Bills
4) Bill of Exchange
5) Commercial Papers


5. Finance Minister N Sitharaman announced that all scheduled banks would hold gatherings in a total of how many districts for loan disbursement process?
1) 350
2) 200
3) 300
4) 400
5) 100


6. __________ ,recently decided to link all the floating rate retail loans and loans to MSME to the RBI’s repo rate, with effect from October 1.
1) BOB
2) SBI
3) Union Bank of India
4) Dena Bank
5) IDBI


7. Pine Labs ,recently tied up with which of the following banks to offer debit card EMIs?
1) RBL Bank
2) Lakshmi Vilas Bank
3) Yes Bank
4) Federal Bank
5) Axis Bank


8. NRIs with Indian Passport can now apply for Aadhaar on arrival without ________-day waiting period.
1) 167
2) 175
3) 182
4) 199
5) 220


9. ___________ & Bharti AXA Life , recently tied up to offer pre-paid plan with term cover to its customers.
1) Vodafone
2) Reliance Jio
3) Airtel
4) BSNL
5) None of these


10. More than 10 banks from different countries have formed a group to fund for a risky Power plant development project. This type of banking is called as?
1) Credit Syndication
2) Credit Monitoring Arrangement
3) Consortium finance
4) Group cash delivery
5) Group financing