Tuesday, September 27, 2022
CURRENT AFFAIRS SEPTEMBER 23, 24 2022
Monday, September 26, 2022
நடப்பு நிகழ்வுகள் செப்டம்பர் 21, 22 2022
CURRENT AFFAIRS SEPTEMBER 21, 22 2022
Monday, September 19, 2022
ICICI WALK IN INTERVIEW
Wednesday, September 7, 2022
SBI CLERK JUNIOR ASSOCIATES (CUSTOMER SUPPORT & SALES) 2022
SBI CLERK JUNIOR ASSOCIATES (CUSTOMER SUPPORT & SALES) 2022
SBI Clerk Exam is conducted by the State Bank of India to recruit candidates for the post of Junior Associates (Customer Support and Sales) in its different branches across the country.
Total Vacancy: 5008
Eligibility Criteria:
Educational Qualifications
He/She must hold a valid degree in any discipline from a recognized university (As on 01.11.2022).
Age Limit: (01.08.2022)
Not below 20 years and not above 28 years as on 01.08.2022, i.e. candidates must have been born not earlier than 02.08.1994 and not later than 01.08.2002 (both days inclusive).
Age relaxation is admissible for SC/ST/OBC/ PH/ Ex-servicemen candidates as per rules.
Selection Process:
The selection will be made in three successive stages viz.,
Preliminary Exam
Mains Exam
Apply Mode:
ONLINE
Application Fees:
For Others: Rs. 750/-
For SC/ST/PWD/ Ex Serviceman candidates: Nil
Payment Mode (Online): Debit Cards (RuPay/ Visa/ MasterCard/ Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets
Important Date
Starting Date : 07-09-2022
Last Date : 27-09-2022
Preliminary Exam: October, 2022
Preliminary Exam Results: November 2022
Notification Link: Click Here
Apply Link: Click Here
Tuesday, September 6, 2022
COOPERATIVE BANKS - 15 Mints Seminar Notes
COOPERATIVE BANKS - 15 Mints Seminar Notes
Cooperative bank is a financial entity that belongs to its members,who are both owners and customers of their bank.
Cooperative banks are often created by people belonging to the same local or professional community who share common interest.
These banks provide wide range of banking and financial services to their members(loans,deposit,bank accounts,etc….)
REGISTRATION:
- Registered under cooperative societies act. Functions with the rule of “One for All,All for One”
- Functions on “No profit ,No loss”.
REGULATION:
- Regulated by Reserve Bank of India.Governed by banking regulation of act 1949 and bank laws.
- Cooperative societies operates in 1965.
STRUCTURES:
- URBAN COOPERATIVE BANKS
- RURAL COOPERATIVE BANKS
URBAN COOPERATIVE BANKS:
- Banking activities monitored by RBI.Registration and management activities managed by
- Single state: Registerer of cooperative societies(RCS)
- Multi state: Control registerer of cooperative societies(CRCS)
URBAN COOPERATIVE BANK TYPES:
SCHEDULED:
Multi-state
Single-state
NON-SCHEDULED:
Multi-state
Single-state
RURAL COOPERATIVE BANKS:
- Banking activities monitored by RBI and NABARD. Management of registration activities managed by Registerer of cooperative societies (RCS)
RURAL COOPERATIVE BANK TYPES:
SHORT TERM STRUCTURE:
- Primary Agriculture cooperative banks
- District central cooperative banks
- State cooperative banks
LONG TERM STRUCTURE:
- SCARDS
- PSCARDBS
Primary Agriculture cooperative banks:
- Works at village / town level
- Operations are restricted to small area
District central cooperative banks:
- Works at district level
- Have primary agriculture cooperative bank as a member
- Linkage between Primary Agriculture cooperative banks and state cooperative banks.
State cooperative banks:
- Registered as cooperative societies. Can operate in different states.
- Under provisions of
- Single-state: State cooperative societies act of state concerned
- Multi-state: Societies act 2002.
SCARDS:
- State cooperative Agriculture and Rural development banks. Operates at state level.
PSCARDBS:
- Primary cooperative Agricultural and rural development banks. Operates at districts /block level.
Presented by
Subashini
Banking Student
Magme School of Banking