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Tuesday, September 27, 2022

Monday, September 26, 2022

Wednesday, September 7, 2022

September 07, 2022

SBI CLERK JUNIOR ASSOCIATES (CUSTOMER SUPPORT & SALES) 2022

 SBI CLERK JUNIOR ASSOCIATES (CUSTOMER SUPPORT & SALES) 2022


SBI Clerk Exam is conducted by the State Bank of India to recruit candidates for the post of Junior Associates (Customer Support and Sales) in its different branches across the country.

Total Vacancy: 5008  

Eligibility Criteria:

Educational Qualifications

He/She must hold a valid degree in any discipline from a recognized university (As on 01.11.2022).

Age Limit: (01.08.2022)

  • Not below 20 years and not above 28 years as on 01.08.2022, i.e. candidates must have been born not earlier than 02.08.1994 and not later than 01.08.2002 (both days inclusive).

  • Age relaxation is admissible for SC/ST/OBC/ PH/ Ex-servicemen candidates as per rules.

Selection Process:

The selection will be made in three successive stages viz.,

  • Preliminary Exam

  • Mains Exam

Apply Mode:

  • ONLINE

Application Fees:

  • For Others: Rs. 750/-

  • For SC/ST/PWD/ Ex Serviceman candidates: Nil

  • Payment Mode (Online): Debit Cards (RuPay/ Visa/ MasterCard/ Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets

Important Date

  • Starting Date : 07-09-2022

  • Last Date : 27-09-2022

  • Preliminary Exam: October, 2022

  • Preliminary Exam Results: November 2022

Notification Link: Click Here

Apply Link: Click Here

 

Tuesday, September 6, 2022

September 06, 2022

COOPERATIVE BANKS - 15 Mints Seminar Notes

 COOPERATIVE BANKS - 15 Mints Seminar Notes


Cooperative bank is a financial entity that belongs to its members,who are both owners and customers of their bank.

Cooperative banks are often created by people belonging to the same local or professional community who share common interest.

These banks provide wide range of banking and financial services to their members(loans,deposit,bank accounts,etc….)

 

REGISTRATION:

  • Registered under cooperative societies act. Functions with the rule of  “One for All,All for One”
  • Functions on “No profit ,No loss”.

 

REGULATION:

  • Regulated by Reserve Bank of India.Governed by banking regulation of act 1949 and bank laws.
  • Cooperative societies operates in 1965.

 

STRUCTURES:

  • URBAN COOPERATIVE BANKS
  • RURAL COOPERATIVE BANKS

URBAN COOPERATIVE BANKS:

  • Banking activities monitored by RBI.Registration and management activities managed by
  • Single state: Registerer of cooperative societies(RCS)
  • Multi state: Control registerer of cooperative societies(CRCS)

 

URBAN COOPERATIVE BANK TYPES:
SCHEDULED:
Multi-state
Single-state
NON-SCHEDULED:
Multi-state
Single-state
 

RURAL COOPERATIVE BANKS:

  • Banking activities monitored by RBI and NABARD. Management of registration activities managed by Registerer of cooperative societies (RCS)

 

RURAL COOPERATIVE BANK TYPES:
SHORT TERM STRUCTURE:

  • Primary Agriculture cooperative banks
  • District central cooperative banks
  • State cooperative banks

LONG TERM STRUCTURE:

  • SCARDS 
  • PSCARDBS


Primary Agriculture cooperative banks:

  • Works at village / town level
  • Operations are restricted to small area

 

District central cooperative banks:

  • Works at district level
  • Have primary agriculture cooperative bank as a member
  • Linkage between Primary Agriculture cooperative banks and state cooperative banks.

 

State cooperative banks:

  • Registered as cooperative societies. Can operate in different states.
  • Under provisions of
  • Single-state: State cooperative societies act of state concerned
  • Multi-state: Societies act 2002.

 

SCARDS:

  • State cooperative Agriculture and Rural development banks. Operates at state level.

 

PSCARDBS:

  • Primary cooperative Agricultural and rural development banks. Operates at districts /block level.




Presented by

Subashini

Banking Student

Magme School of Banking

Monday, September 5, 2022