நடப்பு நிகழ்வுகள் ஏப்ரல் 20 2022

CURRENT AFFAIRS APRIL 20 2022

நடப்பு நிகழ்வுகள் ஏப்ரல் 19 2022

CURRENT AFFAIRS APRIL 19 2022

நடப்பு நிகழ்வுகள் ஏப்ரல் 18 2022

CURRENT AFFAIRS APRIL 18 2022

நடப்பு நிகழ்வுகள் ஏப்ரல் 17 2022

CURRENT AFFAIRS APRIL 17 2022

 செய்தித்துளிகள் (20.04.2022) - இன்றைய பொது அறிவு

Courtesy: இந்து தமிழ்

 செய்தித்துளிகள் (20.04.2022) - பொதுத்தேர்தல் நடத்தை விதிமுறைகள் 82

Courtesy:  தினத்தந்தி

 செய்தித்துளிகள் (20.04.2022) - வரலாற்றில் இன்று நடைபெற்ற நிகழ்வுகள்

Courtesy: தினகரன்

 RENEWABLE ENERGY - 15 Minutes Seminar Notes

Renewable energy sources are natural energy sources which do not get used up

There are many different forms of renewable energy

• Wind energy
• solar energy
• Bio energy
• Ocean energy
  
• Hydro electricity
  

WIND ENERGY 

• The energy that travels in the wind can be captured and converted to provide electricity
  
• Wind turbines are used to create electricity from the energy in the wind
  
• Wind turbines are located in onshore (occupying on land) and offshore (situated from sea)
  

SOLAR ENERGY

It is reasonably predictable and is not associated with any environment risk 

There are two main ways that solar energy is used in our buildings

1. Solar heat
   
2. Solar electricity
   

Solar light (light from the sun) can be exploited in building design to even further minimisethe need for artificial lighting during daylight hours

OCEAN ENERGY

• Ocean energy uses the power from the sea to create electricity
  
• It uses energy from waves from tidal currents 
• Ireland has one of the greatest energy resources in the world
  

BIO ENERGY

• Bio energy is energy which comes biomass (plant and other organic material)
  
• It can be converted into methane gas and certain plants can be converted to fuel and special cars can be run on this biofuel
  

HYDRO ELECTRICITY

• A dam is build to trap water, usually in a valley where there is an existing lake
• Water is allowed to flow through tunnels in the dam , to turn turbines and thus drive generators
  
• Hydro electric power stations can produce a great deal of power very cheaply
• Three Gorges Dam (2003) China
• Itaipu Dam (1984) by Brazil and Paraguay
  

Presented By,

Jayashree

Banking Student

Magme School Of Banking

 செய்தித்துளிகள் (19.04.2022) - தமிழகத்தில் 141 கோடி முதலீட்டில் விமான இயந்திர ஆராய்ச்சி மையம்

Courtesy: தினகரன்

 செய்தித்துளிகள் (19.04.2022) - வரலாற்றில் இன்று நடைபெற்ற நிகழ்வுகள்

Courtesy:  தினகரன்

 செய்தித்துளிகள் (19.04.2022) - புதிய ராணுவ தளபதியாக மனோஜ் பாண்டே நியமனம்

Courtesy: இந்து தமிழ்

 செய்தித்துளிகள் (19.04.2022) - இன்றைய பொது அறிவு

Courtesy: இந்து தமிழ்

 செய்தித்துளிகள் (19.04.2022) - பொதுத்தேர்தல் நடத்தை விதிமுறைகள் 81

Courtesy: தினத்தந்தி

Public Sector Banks - 15 Minutes Seminar Notes

What are public sector banks?

• Public sector banks are the banks where a majority stake is held by a government.
  
• The shares of these banks are listed on stock exchanges.
  

Emergence of public sector banks:

• The central government entered the banking business with the nationalization of the imperial Bank Of Indian in 1955.
  
• A 60% stake was taken by the RBI and the new bank was named as the State Bank of India.
• The seven other state banks became the subsidiaries of the new bank when nationalized on 19th July 1960.
  
• The next major nationalization of banks took place in 1969 when nationalized an additional 14 major banks.
• The next round of nationalization took place in April 1980. The government nationalized 6 banks
  

Some nationalization banks are:

Union Bank of India

• Uco Bank
• SBI Bank
• Indian Overseas Bank
• Indian Bank
  
• Central Bank of India 
• Canara Bank of India
• Bank of Maharashtra
  
• Bank of India
• Bank of Baroda
  

Which is the largest public sector bank in India?

 SBI bank

Why should one choose public sector banks?

• They are safe and people who are keeping money in fixed deposit and saving account do not have to worry.
• Less hidden charges and also lower limit of amount to be held as minimum deposit as far as in saving account . So for example in case of private banks minimum balance to be maintained is anywhere between 5000 to 20000 rupees whereas in case of public sector banks it is 1000 and in case of student account and no frill account it is 0.
  

Who gives the best deal in loans?

Processing charges: Processing chargers are cheaper in the case of government bank. State Bank of India is charging a home loan processing fee of 0.25 per cent on loan up to Rs 25 lakhs. Home loan processing fee at private sector banks can be high as 1 percent.

Interest rate fluctuation: They keep same policies for all loan customers and decreased rate is effective for existing customers also almost immediately.

Prepayment period: They do not have any such clause.

You can start prepaying from day 2 of loan itself.

Prepayment charges: Public sector banks do not charge you a penny to prepay.

Prepayment amount: Again, no such clause here. You can prepay any amount which you like.

Presented By,

Pooja 

Banking Student 

Magme School Of Banking   

செய்தித்துளிகள் (18.04.2022) - ஜார்கண்டில் மின்தடை காரணமாக சிறிய நீர் மின் உற்பத்தி திட்டத்தை நிறுவி சாதனை

Courtesy: இந்து தமிழ்

 செய்தித்துளிகள் (18.042022) - இன்றைய பொதுஅறிவு

Courtesy: இந்து தமிழ்

 செய்தித்துளிகள் (18.04.2022) - பொதுத்தேர்தல் நடத்தை விதிமுறைகள் 80

Courtesy:தினத்தந்தி

 செய்தித்துளிகள் (18.04.2022) - வரலாற்றில் இன்று நடைபெற்ற நிகழ்வுகள்

   Courtesy: தினகரன்

 About Private Sector Banks - 15 Minutes Seminar Notes

Private Sector Banks are those banks in which the majority of the stake is held by shareholders of the bank and not by the government. RBL bank, HDFC Bank, ICICI Bank, Yes Bank, etc. are the private sector banks in India. They provide all the banking products and services to the customers. These products include Fixed Deposit, Savings Deposit, RD, Home Loan, Personal Loan, Car Loan, Locker, Demat Facilities, Debit/ Credit Card, ATM, Foreign Exchange Transactions, Insurance, Wealth Management, Net Banking, etc. Private banks are known for introducing information technology in the banking system.

Private banks are managed and controlled by private promoters. There are 2 different categories in which these private banks have been divided:

1.Pre-liberalisation

2.Post-liberalisation

Pre-liberalisation:-

There are total 12 banks which exist from the period before liberalisation in India that took place in 1990. These banks include Federal Bank, Karnataka Bank, Karur Vysya Bank, RBL Bank, etc.

Post-liberalisation:-

There are total 9 banks which got licenses and came into being after liberalisation in India that took place in 1990. These banks are called new age banks and include HDFC Bank, ICICI Bank, Axis Bank, Yes Bank, etc.

Their main functions & activities include:

• They provide services of opening deposit accounts with high-interest rates on savings accounts and other benefits.
  
• These banks suggest and decide on different investment strategies for clients to meet their end results. In other words, they also offer investment planning services.
  
• They give suggestions and recommendations of finance options for real estate.
  
• They provide loans and credit at cheap rates.
  
• Various banks in India assist the clients regarding tax compliance and the future trends in taxation.
  
• Similar to tax trends, banks aid customers with future uncertainties and risks including market conditions, interest rate changes, liquidity risks, etc.
  
• They offer cash flow management of different clients by managing bills and receipts.
  

Advantages of Private Sector Bank:-

• Private Sector Banks offer quick service to the customers.
  
• These banks also offer customized services according to the customer’s financial needs.
  
• Private Sector Banks has a streamlined management system.
  
• Quick financial decision making is possible in private sector banks.
  

Disadvantages of Private Sector Bank:

•  Private Sector Banks charge extra on every financial service
•  These banks only operate in cities and out of reach for the rural population
•  Private Sector Banks offer no job security to the employees
•  Post navigation 

Presented by,

Kousalya

Banking  Student

Magme School Of Banking

SPACE CENTRES IN INDIA - 15 Minutes Seminar Notes

List of space research centres in India

• Indian Space Research Organisation (ISRO), Bengaluru
  
• Thumba Equatorial Rocket Launching Station, Thumba (Kerala)
  
• Space Commission, Bengaluru
  
• Department of Space, Bangalore
  
• Indian Space Research Organisation Satellite Centre, Bangalore
  
• Physical Research Laboratory, Ahmedabad
  
• National Centre of Earth Sciences Studies, Thiruvananthapuram (Kerala)
  
• College of Satellite Communication Technology, Ahmedabad
  
• Radio Astronomy Centre, Udhagamandalam (Ooty)
  
• Antrix Corporation Limited, Bangalore
  
• Satish Dhawan Space Centre, Sriharikota
  
• Space Applications Centre, Ahmedabad
  
• Vikram Sarabhai Space Centre, Thiruvananthapuram
  
• Second Satellite Launch Port (Planned), Thoothukudi (Tamil Nadu)
  

• India first ventured into space research way back in 1962 with INCOSPAR, the predecessor of ISRO. Here are a few basic facts on India’s space research and a list of space research centres in India.
  
• India forayed into space research back in 1962 when INCOSPAR (Indian National Committee for Space Research) was established in 1962 by India’s first Prime Minister Jawaharlal Nehru and the ‘father of Indian space programme’ Vikram Sarabhai under the Department of Atomic Energy.
  
• The Thumba Equatorial Rocket Launching Station (TERLS) in Thiruvananthapuram was then established for upper atmospheric research in 1963. The Indian Space Research Organisation (ISRO) replaced INCOSPAR in 1969.
  
• The aim was to use space technology to push forward national development while undergoing space science research and planetary exploration.
  
• The Department of Space (DOS) and the Space Commission were set up in 1972 and ISRO was brought under DOS on June 1, 1972.
  
• The first Indian satellite, Aryabhata, was built by the ISRO and launched with the help of the Soviet Union on April 19, 1975. Bhaskara Sega-I, India’s second satellite was also launched with Soviet assistance.
  
• Rohini was launched in 1980, becoming the first Indian satellite to be successfully placed in the orbit by SLV-3, an India-made launch vehicle.
  

ISRO’s contributions in India’s space research:-

• India is striving towards self-reliant space applications and ISRO has developed a cost-effective and reliable satellite launch system – of the Polar Satellite Launch Vehicle (PSLV) to this effort. It is now used by several countries and promotes international collaboration in space research.
  
• The Geosynchronous Satellite Launch Vehicle (GSLV) was also developed with the aim of launching heavier and more demanding Geosynchronous communication satellites.
  
• Thanks to ISRO, India now has several space research centres and autonomous institutions for remote sensing, astronomy, astrophysics, atmospheric sciences, and space sciences in general which are functioning under the Department of Space.
  
• The ISRO’s lunar and interplanetary missions and other projects continue to generate crucial scientific data which are extremely valuable to the scientific community.
  
• ISRO is moving into the future of space research in India with the development of heavy lift launchers, human spaceflight projects, reusable launch vehicles, semi-cryogenic engines, single and two stage to orbit (SSTO and TSTO) vehicles, development and use of composite materials for space applications etc.
  

Important point about SPACE RESEARCH:-

• first Indian to travel in space was Squadron Leader Rakesh Sharma (Soyuz T-11 Vehicle).
  
• The first Indian Origin (American) woman in Space was Kalpana Chawla.
  
• World’s first artificial satellite Sputnik 1 was launched by the USSR October 4, 1957.
  
• ISRO made Aryabhatta – the Indian satellite was launched on April 19th, 1975, by the USSR.
  
• The first person to walk in space was Alexei Leonov.
  
• Neil Armstrong is the first person to walk on the Moon.
  
• The first animal sent to space was Laika, the Soviet space dog. It was sent through Sputnik-2 vehicle by the USSR.
  
• Yuri A. Gagarin was the first person to go to space through Vostok 1 vehicle.
  
• The first woman to reach Space through Vostok-6 vehicle was Valentina Tereshkova. She went on June 16, 1963.
  

Presented by 

Kajal 

Banking Student

Magme School Of Banking

RRC, Eastern Railway Act Apprentice 2022

Railway Recruitment Cell (RRC) – Eastern Railway has Announced Notification for the recruitment of Act Apprentice vacancies.  Total Vacancy: 2972

Eligibility Criteria:

Candidates should possess passed 8th Class, 10th class examination or its equivalent and National Trade Certificate (Relevant Trades).

Age Limit: (01.01.2022)

Minimum Age: should have completed 15 Years

Maximum Age: should not have completed 24 Years

Age relaxation is applicable as per rules.

Selection Process:

Kindly check the official notification for detailed Selection Process information

Apply Mode:

ONLINE  

Application Fees:

நடப்பு நிகழ்வுகள் ஏப்ரல் 16 2022