1

d) Infosys

2

d) Oil Companies

3

c) participatory notes

4

b) credit cards

5

a) Adam Smith

6

c) International Developmental Association

7

c) Meet its long term debt obligations

8

a) Increasing trend

9

c) Senior citizens

10

b) Purchasing power of money decreases

11

b) Core Banking

12

e) Shares and Bonds

13

c) Nomination

14

d) Entry load

15

b) World Trade Organization

16

c) Balance Sheet

17

b) Senior Citizens

18

d) Prevention of Money laundering Act

19

d) Letter of credit

20

b) Banking

21

a) Mutual Funds

22

d) NABARD

23

d) All of the above

24

b) RBI Governor

25

c) Treasury bill

26

b) Non Banking Financial Companies

27

a) The asset to be free from any liability

28

c) Current Account and saving Account

29

a) Mobile Vans

30

a) Exchange rate

31

a) Mutual funds

32

a) Individuals

33

a) De-regulated by RBI

34

d) Current accounts, savings bank accounts and term deposit accounts.

35

a) Repayable after an agreed period

36

b) Savings bank accounts and current accounts.

37

a) No interest is paid on current deposit accounts.

38

b) Virtual banking

39

a) Financial services namely payments, remittances, savings, loans and insurance at affordable cost to persons not yet given the bank

40

d) Dishonour of the cheque

41

a) YH Malegam

42

c) Accounts in which shares of various companies are traded in electronic form

43

a) National Electronic Funds Transfer

44

c) Bancassurance

45

e) Limited Liability Partnership

46

c) A cheque which has completed 3 months from the date of its issue.

47

e) Daily product basis

48

d) Govt of India

49

A. Reserve Bank of India

50

B. Take up the matter with concerned Bank Branch within 30 days of cause of action

51

b) Within 1 year

52

d) Rs 10,00,000

53

a) CGM or GM of RBI

54

d) No Frills Account

55

d) Vehicle details of the customer

56

b) Anti Money Laundering

57

b) True

58

a) Form 15G

59

a) True

60

e) Only A B C

61

d) Only A, and B

62

a) Term deposit

63

d) The bank of the Drawer of the Cheque

64

a) Individuals Banks Board

65

b) Non Performing Asset (An asset which ceases to generate income)

66

d) White Label ATMs

67

d) Payment and Settlement Act

68

c) Cheque Truncation System

69

c) Equated

70

E. All 1, 2 and 3

71

c) General Budget

72

b) Aegon Religare

73

b) term deposit

74

e) Law of Motion

75

a) Visa

76

e) All major countries and their alliances

77

d) Cash Reserve Ratio

78

b) Liquid Advance & Finance

79

b) Washington DC

80

d) exchange rate

81

b) US Dollar

82

b) NABARD

83

B. No restrictions on transactions

84

C. Builders

85

D. Individuals

86

D. Debt instrument

87

C. Workers in the unorganized sector

88

D. CRR

89

c) Ministry of Finance

90

e) Rs 2,500

91

E. Cold chain

92

d) 25 p.

93

d) IRDA

94

(d) 7.4 percent

95

(a) Airtel Payments Bank

96

(c) Shikha Sharma

97

(b) Mumbai

98

(e) Electronic

99

(d) Mumbai

100

(d) Interface

101

(e) Canara Bank

102

(b) Real Estate Investment Trust

103

(b) Fino Paytech

104

(c) Yes Bank

105

(c) Thrissur, Kerala

106

(a) Mahabaleshwara Mavinakudige Subrahmanya

107

(a) Foreign Account Tax Compliance Act

108

(e) Sale

109

c) Calcutta

110

c) Both of Above

111

b) UCO Bank

112

e) Kochi, Mysore, Jaipur, Bhubhaneswar and Shimla

113

e) Australia

114

e) All of The Above

115

b) A Lower Balance

116

a) Writing a Cheque

117

a) 1965

118

a) Complaints of bank customers relating to certain services rendered by banks.

119

b) Reserve Bank of India

120

f) None of These

121

e) All of the Above

122

a) Section 22

123

b) 'ways and means'

124

a) Capital Account Convertibility

125

a) Mortgage

126

b) Investigation and Enforcement

127

a) CRR and SLR

128

b) RBI or Government of India or Both have at least 51% shares in the bank

129

b) Arbitrage

130

d) All of The Above

131

d) All of The Above

132

e) Qatar

133

c) European Union

134

b) Grindlays Bank

135

d) 19 Nationalized Banks + SBI + 5 SBI Associates +IDBI

136

c) Royal Commission on Indian Currency and Finance

137

d) All of Above

138

b) National Rural Employment Program

139

b) Accounts Payable

140

(e) All the above

141

(b) Suited for only lower value transactions

142

(e) All the above

143

(a) Indian Financial System Code

144

(c) Bankers cheque/ Pay order

145

(b) Clearing and settlement

146

(c) An account opened by an Indian bank in the foreign countries in their banks and in that country currency for settlement in that country's currency.

147

(a) No Treasury Bills issued by State Government

148

(e) None of these

149

(c) Reserve Bank of India (RBI)

150

(d) All the above

151

(c) Bear run

152

(a) Debenture

153

(b) RBI put into circulation

154

(d) Only a and b

155

(d) All the above

156

e) Banker's Bank

157

e) RBI

158

d) SIDBI

159

b) Zero Coupon Bond

160

e) All those given as options

161

b) Mumbai

162

c) Petroleum Import

163

c) RBI

164

b) Central bank

165

d) to accept money from public

166

d) Reserve Bank of India

167

c) Reserve Bank of India

168

b) K.J. Udeshi

169

a) April-March

170

d) Indian Bank Association

171

d) a direction to the paying bank to make payment of the cheque through a bank

172

b) Drawer

173

c) Drawer and drawee are the same but he payee is different

174

c) negotiable instrument

175

d) All of the above

176

d) two transverse parallel lines on a cheque

177

d) all of the above

178

d) both 1 and 2

179

d) 1 and 2

180

e) all of the above.

181

c) 5 years

182

b) Delhi Stock Exchange

183

e) Medical Insurance

184

d) All of the above

185

a) A percentage of aggregate deposits of the bank

186

d) NABARD

187

c) Accounts in which shares of various companies are traded in electronic form

188

b) Security on immovable property for a loan

189

d) Giriraj Singh

190

d) Dr. D subbarao

191

b) RBI

192

a) Safe custody

193

a) Reserve Bank of India

194

a) Undesirable persons

195

e) All the above

196

a) Non - banking financial companies acceptance of public deposits (Revenue Bank) directions 1998

197

c) Companies Act 1956

198

b) Relatives in the from of loans

199

a) Section 7 of Banking Regulation Act

200

a) Section 22 of banking Regulation Act

1

e) November 1994

2

c) Board for Financial Supervision

3

d) 8.8%

4

d) Third

5

a) Unique Identification Number

1

c) Credit Rating and Investment Services of India Limited

26

b) 6

2

d) Air Transport Industry

27

b) Call money borrowings

3

c) 10%

28

d) International Monetary Fund

4

a) Net Primary Deficit

29

a) Services

5

c) Pune

30

d) Rate of Dearness Allowance for Government Employees

6

c) Escrow Account

31

a) Unit Banking

7

d) Third

32

a) Bank rate policy

8

e) Both a) and b)

33

b) cheque which a bank draws itself

9

c) Bengaluru

34

a) Money Lenders

10

a) Commercial Papers

35

c) Bank Rate (BR)

11

d) Mangalyaan

36

c) NABARD

12

a) Flipkart

37

c) 20.50%

13

a) IRDA

38

c) Allahabad Bank

14

d) Electronic fund transfer from bank to bank

39

c) Consumer banking

15

d) Fixed Deposits

40

b) Offshore banks

16

a) 7.6

41

b) Punjab National Bank

17

a) Mandaluyong, Philippines

42

b) Brussels

18

a) To reduce fiscal deficit

43

c) Current Account

19

d) SBI

44

d) Exchange rate

20

c) Indian Bank

45

c) Rakesh Sharma

21

c) Bank of Baroda

46

a) HDFC Bank

22

b) Creditors

47

a) Exchange Earners’Foreign Currency Account

23

d) Cash Flows in different currencies

48

b) ICICI bank

24

b) Gold

49

d) RBI

25

a) PPI

50

c) President

51

b) Human Resources

76

b) Fiscal Policy

52

d) Japan

77

a) Kochi

53

c) Banking Companies (Acquisition and Transfer of Undertaking) Act, 1970

78

b) IRDA

54

d) Liquidity in economy

79

a) Uttar Pradesh

55

a) Core Banking Solution

80

c) 2010

56

d) Dirham

81

d) NSDL

57

c) International Monetary Fund

82

e) 2 April 1990

58

c) 1944

83

d) Ministry of Finance

59

a) ING Vysya Bank

84

b) PNB

60

c) ICICI

85

c) New Delhi

61

d) Prathama Bank

86

e) Kishor Kharat

62

b) To manage the funds of a mutual fund

87

a) SIDBI

63

b) Only III

88

d) SLR

64

b) Kerala

89

c) 1995

65

c) Public provident fund

90

a) Corporate Debt Restructuring

66

e) All of these

91

d) Govt. of India

67

b) Senior citizens

92

e) Personal Retirement Account

68

e) ICICI

93

c) Contraction of supply of currency

69

a) Corporation Bank

94

d) 40%

70

c) BANKNET

95

a) Non-Performing Asset

71

d) Both (a) and (b)

96

a) Life Insurance Companies

72

d) Net Demand and Time Liabilities

97

e) DICGC

73

c) IndusInd Bank

98

a) Kerala

74

d) Exchange Rate of Foreign Currencies

99

c) DICGC

75

c) Electronic Clearing Service

100

c) resolves complaints of customer

101

a) Dematerialisation

126

c) Diphu, Assam

102

c) Pune

127

b) Account payee crossing

103

b) Non performing assets

128

b) Lucknow, Uttar Pradesh

104

b) IRDA

129

c) Manipal

105

b) SBI

130

b) A Bank included in 2nd schedule of RBI Act 1934

106

b) Reserve Bank of India

131

c) Central Statistical Organization

107

d) Fiat Money

132

c) 365 Days

108

b) No-frills Account

133

c) Yes Bank

109

b) Imperial Bank of India

134

d) Funds of Fund

110

a) Inter-Bank Mobile Payment Service

135

d) To control cost and availability of money

111

a) Lucknow

136

c) LIBOR

112

d) Mumbai

137

a) Two

113

b) 15%

138

b) Catholic Syrian Bank

114

b) where service is a way of life

139

d) Personal Loan

115

d) Indore, MP

140

b) Credit Union

116

d) Only 1 and 2

141

b) Moratorium

117

c) Off-shore banking units

142

a) Immediate transfer of money from customer of one bank to customer of another bank

118

b) Time liability

143

c) Yes Bank

119

a) Share market

144

d) Government of India

120

c) lending to the people with less than standard credit status

145

d) 1954

121

d) Rs 100 crore

146

e) Number Portability

122

d) Sangrur Punjab

147

e) All of these

123

e) New Delhi

148

b) Balance with Reserve Bank of India

124

c) Forint

149

b) Human Resources

125

c) 1927

150

e) All of these

151

a) ING Vysya Bank

176

a) Liquid cash

152

d) Funds of Fund

177

a) Deposits with drawable on demand by the depositor

153

e) Illiterate people

178

a) Corporates

154

b) Fiscal policy of the government

179

b) Jai Kumar Garg

155

d) HSBC

180

d) RBI

156

d) A P Singh

181

a) Written Down Value Method

157

c) ICICI

182

b) NPCI

158

b) Bank of India

183

c) Risk weighted assets

159

c) Infrastructural Development

184

a) Ahemedabad, Gujarath

160

c) A person who has assumed obligations of contract jointly with other person(s)

185

c) Mobile

161

c) Dena Bank

186

b) 23rd

162

a) Open cheque

187

a) United Bank of India

163

c) Base rate

188

d) Ways and Means advance

164

b) Scheduled and Non-Scheduled Banks

189

a) Rs.25,000

165

b) Micro credit

190

e) The bank upon which the cheque is drawn

166

b) Governor, RBI

191

c) Will lead to a decrease in the money supply

167

e) All of these

192

d) Finance Secretary

168

d) Mumbai

193

b) Decrease in the external value of money

169

c) 40%

194

d) Points of Presence

170

b) Credit Rating Agency

195

d) individuals

171

c) UNO

196

a) Reserve Bank of India

172

c) HDFC Bank

197

a) Life Insurance Companies

173

d) Consumer Durables Loan

198

a) Cash in the vault

174

d) 24 months

199

b) Credit Union

175

c) Overdraft

200

b) 21.5%