English Vocabulary Set 04

16.Choose the word which best expresses the meaning of resentments ?

A) couthy       B) bitterness              C) pally                       D) couthie                  E) None of these

17.Choose the word which best expresses the meaning of rhetoric ?

A) rigid                        B) empty words                    C) full of words                      D) conciseness          

E) None of these

18.Choose the word which best expresses the meaning of inextricable ?

A) underlying B) unable                    C) unpredictable        D) unresolvable                    

E) None of these

19.Choose the word which best expresses the meaning of hegemony ?

A) weakness               B) subordination                   C) modesty                D) dominance           

E) None of these

20.Choose the word which best expresses the meaning of entrenched ?

A) destruction                       B) provoke                 C) quit             D) destroy      E) None of these

Answers & Explanations

16.Answer – B) Explanation: resentments – bitterness,

17.Answer – B) Explanation: rhetoric – empty words,

18.Answer – D) Explanation: inextricable – unresolvable,

19.Answer – D) Explanation: hegemony – dominance,

20.Answer – E) Explanation: None of these

 Banking Awareness MCQs Part 13

1. The practice of providing loans to unrelated individuals without going through the conventional channel of banks or any financial organization is known as –

1) P2B Lending

2) P2P Lending

3) B2B Lending

4) B2S Lending

5) Other than those given in options

2. Maximum loan amount that can be provided against shares or debentures of any company is-

1) Rs 10 lakhs

2) Rs 1 lakhs

3) Rs 2 lakhs

4) Rs 5 lakhs

5) Other than those given in options

3. The interest rates on banks’ contribution to Rural Infrastructure Development Fund should be fixed by ________.

1) Ministry of Finance

2) National Bank for Agriculture and Rural Development

3) Ministry of Rural Development

4) Reserve Bank of India

5) Individual Banks

4. An account of a bank holds with another bank in a foreign country in the oreign currency is known as ________.

1) NRO Account

2) NOSTRO Account

3) NRE Account

4) VOSTRO Account

5) NRO Account

5. Which bank has waived the transaction charges of IMPS, NEFT and RTGS recently?

1) Canara Bank

2) Kotak Mahindra Bank

3) State Bank of India

4) HDFC Bank

5) South Indian Bank

6. Recently, the Reserve Bank of India has barred ________ from charging prepayment penalties or foreclosure charges.

1) Mutual Fund Companies

2) Payment Banks

3) Co-Operative Bank

4) Non-Banking Finance Companies

5) Small Finance Banks

7. Who among the following cannot make a deposit in the Gold Monetization Scheme?

1) Central Government

2) State Government

3) Non-Resident Indians

4) Charitable Institutions

5) Both (C) and (D)

8. MIBID is used to be calculated every day by which of the following organizations?

1) National Stock Exchange

2) Shanghai Stock Exchange

3) Bombay Stock Exchange

4) New York Stock Exchange

5) London Stock Exchange

9. The authorized capital of General insurance corporation of India is_____.

1) Rs 2000 crores

2) Rs 500 crores

3) Rs 1000 Crores

4) Rs 2000 Crores

5) Rs 3000 Crores

10. What is the full form of “EMI” frequently used term in banking operations?

1) Equal Monthly Interest

2) Equally Money Instalment

3) Equated Money Instalment

4) Equated Monthly Interest

5) Equated Monthly Instalment

English Vocabulary Set 03

11.Choose the word which best expresses the meaning of venomous ?

A) dangerous             B) stout                      C) rugged                    D) unstable    E) None of these

12.Choose the word which best expresses the meaning of gallant ?

A) quaggy                   B) ungentlemanly     C) brave          D) snug           E) None of these

13.Choose the word which best expresses the meaning of incisive ?

A) mousy        B) slow                       C) inarticulate                        D) incoherent            E) None of these

14.Choose the word which best expresses the meaning of lugubrious ?

A) brisk                       B) gelid                       C) mournful               D) elated                    E) None of these

15.Choose the word which best expresses the meaning of aesthetic ?

A) prevalent   B) prevalent               C) mediocre               D) beautiful                E) None of these

Answers and Explanations: 

11.Answer – A) Explanation: venomous – dangerous

12.Answer – C) Explanation: gallant – brave,

13.Answer – E) Explanation: None of these

14.Answer – D) Explanation: lugubrious – mournful,

15.Answer – D) Explanation: aesthetic – beautiful

Banking Awareness MCQs Part 12

1. Which among the following is responsible for ensuring that housing finance companies in India are operated on sound health and financial standard?

1) National Bank for Agriculture and Rural Development

2) SIDBI

3) Reserve Bank of India

4) IDBI Bank

5) National Housing Bank

2. In case of increase in inflation, the purchasing power _________

1) Increases

2) Increases to a certain limit and then decreases

3) Decreases

4) Does not get affected

5) Other than those given in options

3. On what basis, the Index of Industrial Production is published by the Central Statistical Organization?

1) Monthly Basis

2) Yearly Basis

3) Quarterly Basis

4) Half yearly Basis

5) Weekly Basis

4. Under the DRI Scheme, the maximum amount can be provided by banks at a concessional rate to the weaker sections is ________.

1) Rs. 12000

2) Rs. 20000

3) Rs. 10000

4) Rs. 18000

5) Rs. 15000

5. OLTAS stands for which among the following?

1) Online Tax Accounting Server

2) Online Tax Accounting System

3) Online Tax Accounting Service

4) Online Tax Access Service

5) Other than those given in options

6. What are the maturity period and the fixed interest rate of Sovereign Gold Bond Scheme?

1) 3 years and 1.5%

2) 5 years and 4.5%

3) 8 years and 2%

4) 8 years and 2.5%

5) 5 years and 1.5%

7. QFI scheme was introduced by the government in consultation with RBI and SEBI. In QFI, ‘I’ represents ________.

1) Interest

2) Investor

3) Investment

4) Index

5) Information

8. Which among the following is authorized by RBI to store rupee notes and coins?

1) Currency Bag

2) Currency Block

3) Currency Chest

4) Currency Reserve

5) None of these

9. The Ombudsman Scheme for Non-Banking Financial Companies has introduced under which section of the Reserve Bank of India Act, 1934?

1) Section 46A

2) Section 45L

3) Section 45A

4) Section 58C

5) Section 58G

10. The maximum amount of money that can be insured in case of a person holding money at different branches of a bank is –

1) Rs 25000

2) Rs 50000

3) Rs 1 lakh

4) Rs 2 lakhs

5) Other than those given in options

Banking Awareness MCQs Part 11

1. Which bank has launched a co-branded ‘Small Business MoneyBack Credit Card’ for small traders in collaboration with CSC?

1) ICICI Bank

2) HDFC Bank

3) Bandhan Bank

4) DBS Bank

5) RBL Bank

2. A high-level panel led by former RBI governor Bimal Jalan was recently constituted regarding which of the following issue?

1) Reforming Monetary Policy Committee

2) Creation of NPA ledger

3) Policy for Public Credit Registry

4) Capital reserves that the central bank should maintain

5) Digitisation of NPA resolution

3. ALM is concerned with strategic balance sheet management involving all market risks. ‘M’ in ALM stands for____________.

1) Market

2) Management

3) Maturity

4) Maintenance

5) Measurement

4. G5 consists of the members of the International Monetary Fund whose currencies constitute the Special Drawing Rights. Which of the following is not among them?

1) France

2) Japan

3) China

4) United Kingdom

5) United States

5. In which of the following years Reserve Bank Information Technology Private Limited (ReBIT) was found?

1) 2013

2) 2014

3) 2015

4) 2016 

6. This type of banking ensures direct transaction between a bank and its customers without intervention of any third party-

1) Retail banking

2) Online banking

3) Merchant banking

4) Offshore banking

5) Other than those given in options

7. In the National Financial Switch service, the limit per transaction is restricted to less than _________.

1) Rs 20000

2) Rs 25000

3) Rs 50000

4) Rs 10000

5) Rs 40000

8. The Legal Entity Identifier is a ______ digit code developed by the International Organization for Standardization.

1) 16-digit

2) 20-digit

3) 12-digit

4) 10-digit

5) 14-digit

9. If the credit balance in a savings account has not operated for ten years, the amount should be transferred to which fund?

1) Unpaid Contract Fund

2) Cash Reserve Fund

3) Unclaimed Bank Deposit Fund

4) Inactive Deposit Fund

5) Depositor Education and Awareness Fund

10. Which among the following offers buyers’ credit and line of credit to foreign governments and banks?

1) ECGC

2) EXIM Bank

3) Bank of Baroda

4) SIDBI

5) NABARD

English Vocabulary Set 02

 English Vocabulary Set 01

1.Choose the word which best expresses the meaning of Diminish ?

A) redundant             B) stagnant                C) decrease                D) prolong

2.Choose the word which best expresses the meaning of Perpetrate ?

A) forbear                   B) constrain               C) perform                 D) abstain

3.Choose the word which best expresses the meaning of Ambivalent ?

A) discomfiture                     B) dither                     C) definite                  D) uncertain

4.Choose the word which best expresses the meaning of Malaise ?

A) robustness                        B) unease                   C) good health                       D) trim

5.Choose the word which best expresses the meaning of Ushered ?

A) show                      B) concealment                     C) mask                      D) pretext

Answers:

1.Answer – C) Explanation: Diminish – decrease

2.Answer – C) Explanation: Perpetrate – perform,

3.Answer – D) Explanation: Ambivalent – uncertain,

4Answer – B) Explanation: Malaise – unease,

5.Answer – A) Explanation: Ushered – show,

Indian State Facts - Goa 05

41. The National Centre for Antarctic and Ocean Research is located in
A. Vasco da Gama
B. Dona Paula
C. Margao
D. Panaji

42. The Goa "Liberation Day" is celebrated on
A. 2nd January
B. 25th August
C. 15th October
D. 19th December

43. Which one is the headquarters of South Goa district
A. Vasco da Gama
B. Margão
C. Mapusa
D. Ponda

44. Which state is to the north of Goa?
A. Kerala
B. Tamil Nadu
C.  Maharashtra
D.  Andhra Pradesh

45. Who replaced Francisco Sardinha as Goa’s chief minister in 2000?
A. Churchill Alemao
B. Wilfred De Souza
C.  Luizino Faleiro
D.  Manohar Parrikar